Personal Finance free download

Personal Finance

Software:Business & Finance:Personal Finance
THIS PROGRAM IS NOT A BUNCH OF PERSONAL FINANCECALCULATORS WITH LIMITED USE. It is a collectionof 8 programs that allow you to: examine an annuityor pension payout schedule based on the amount with-drawn each month; evaluate the growth of your pensionor savings plan based on monthly investments;determine the monies you should be saving to have anadequate retirement fund; prepare a financial statementacceptable to most banks; realize the value of earlysavings and the time-value of money; compare dealson the purchase of a new vehicle; evaluate yourportfolio performance; and track the individualfundamentals for your stock portfolio to determinebuy/sell points. Printouts are professional-looking and may be used by financial planners asthey contain a prepared by: area.

Personal Finance

Software:Business & Finance:Personal Finance
A mortgage qualifier for either a fixed- rate or variable-rate mortgage which shows how large a mortgage you may qualify for. Qualification depends on your income and long term debt.

Personal Finance

Software:Business & Finance:Personal Finance
When current mortgage interest rates are 2 or more percentage points below your existing rate, it may be advisable to refinance your existing mortgage.This analysis shows whether it is to your advantage to refinancedepending on the number of years you expect to live in yourpresent home, the interest rate spread, closing costs and your taxbracket is included in the analysis.

Software:Business & Finance:Personal Finance
Confused about Teaser Rates, maximum annual interest rate increases and maximum interest rate for the term of the loan. This program demonstrates the worst-case scenario of a variable rate loan.This program also allows an analysis of the effect of differentloan rates applied over the length of the loan or it may be usedto actually track a loan repayment. Check your forecastingability with this program.

Software:Business & Finance:Personal Finance
This program tracks your investments performance for stocks, bonds, mutual funds, etc. It allows you to evaluate the performance year-to-date or from initial purchase.

Software:Business & Finance:Personal Finance
Have you completed an annual budget for your years of retirement yet? Have you called the Social Security Hotline (1-800-772-1213) to obtain your estimated monthly SS benefit so that you can evaluate the monthly shortfall you may experience? This program calculates the amount of money required to provide a given monthly income at retirement with or without withdrawing capital, which, when added to your Social Security monthly benefit, will show your condition.You can then calculate the additional monthly deposits you needto make to retire with financial security.

Software:Business & Finance:Personal Finance
AH-YES!!! COMPOUNDING INTEREST IS WONDERFUL!!! This program will calculate a complete annuitization schedule for regular deposits with durations of up to 40 years at inputted rates of return. The amount of interest accumulated during any calendar year is also calculated for your use at tax time. IF YOURE YOUNG ENOUGH, THE RESULTS OF SAVINGREGULARLY WILL ASTOUND YOU !!!

Software:Business & Finance:Personal Finance
This program may be used for any simple interest type loan including automobileloans where you know the amount of the payment you wish to make and need to know how many months and/or years it will take to pay off the loan. Simply adjust your payment to arrive at a fixed whole number of equal payments you wish to make.

Software:Business & Finance:Personal Finance
Do you really think youre saving money with a 15 year fixed rate mortgage rather than one with a 30 year term. This program may change your mind. The basic premise of this evaluation is that if the buyer could afford the monthly payments for the shorter term (and would invest thedifference in monthly payments according to the instructions), at certain rates of return on the investment it would be more advantageous to obtain the 30 year mortgage.

Software:Business & Finance:Personal Finance
Confused about Teaser Rates, maximum annual interest rate increases and maximum interest rate for the term of the loan. This program demonstrates the worst-case scenario of a variable rate loan.This program also allows an analysis of the effect of differentloan rates applied over the length of the loan or it may be usedto actually track a loan repayment. Check your forecastingability with this program.